प्रधानमंत्री आवास योजना Prime Minister Awas Yojana (PMAY)
माननीय प्रधानमंत्री ने राष्ट्र की स्वतंत्रता के 75 वर्ष पूर्ण हो जाने पर वर्ष 2022 तक सभी के लिए आवास की परिकल्पना की है। इस उद्येश्य की प्राप्ति के लिए केन्द्र सरकार ने एंक व्यापक मिशन "2022 तक सबके लिए आवास" शुरू किया है। 25 जून 2015 को प्रधानमंत्री श्री नरेन्द्र मोदी ने इस बहुप्रतीक्षित योजना को प्रधानमंत्री आवास योजना के नाम से प्रारम्भ किया है।
Hon’ble Prime Minister envisioned housing for All by 2022 when the Nation completes 75 years of its Independence. In order to achieve this objective, Central Government has launched a comprehensive mission “Housing for All by 2022”. This much awaited scheme has been launched by the Prime Minister of India, Sh. Narendra Modi on 25th June, 2015 as Pradhan Mantri Awas Yojana.
Pradhan Mantri Fasal Bima Yojana
Pradhan Mantri Fasal Bima YojanaThe Union Cabinet has approved to launch the Pradhan Mantri Fasal Bima Yojana on 13th January, 2016. It is a new crop insurance scheme to boost farming sector in the country.
Aims of the scheme is to reduce the premium burden on farmers and ensure early settlement of crop assurance claim for the full insured sum.
Highlights of the Scheme
Farmers will pay uniform premium of 2 per cent for all Kharif crops and 1.5 percent for all Rabi crops. In case of annual horticultural and commercial crops, farmers will pay 5 per cent premium. These premium rates are very low. Government will pay balance premium to provide full insured amount to the farmers against crop loss on account of natural calamities. There will be no upper limit subsidy given by Government even if balance premium is 90 percent. The provision of capping the premium rate has been removed and farmers will get claim against full sum insured without any reduction. It was removed as it resulted in low claims being paid to farmers and was mainly done to limit Government outgo on the premium subsidy. Government will encourage use of technology especially Smart phones and remote sensing to a great extent. In order to reduce the delays in claim payment to farmers, smart phones will be used to capture and upload data of crop cutting. To reduce the number of crop cutting experiments remote sensing will be used. The new Crop Insurance Scheme has been formulated in line with One Nation–One Scheme theme. It replaces existing two schemes viz. National Agricultural Insurance Scheme (MNAIS) and Modified National Agricultural Insurance Scheme (MNAIS) by removing their inherent drawbacks and incorporating the best features of all previous schemes.