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प्रधानमंत्री आवास योजना Prime Minister Awas Yojana (PMAY)
माननीय प्रधानमंत्री ने राष्ट्र की स्वतंत्रता के 75 वर्ष पूर्ण हो जाने पर वर्ष 2022 तक सभी के लिए आवास की परिकल्पना की है। इस उद्येश्य की प्राप्ति के लिए केन्द्र सरकार ने एंक व्यापक मिशन "2022 तक सबके लिए आवास" शुरू किया है। 25 जून 2015 को प्रधानमंत्री श्री नरेन्द्र मोदी ने इस बहुप्रतीक्षित योजना को प्रधानमंत्री आवास योजना के नाम से प्रारम्भ किया है।
Hon’ble Prime Minister envisioned housing for All by 2022 when the Nation completes 75 years of its Independence. In order to achieve this objective, Central Government has launched a comprehensive mission “Housing for All by 2022”. This much awaited scheme has been launched by the Prime Minister of India, Sh. Narendra Modi on 25th June, 2015 as Pradhan Mantri Awas Yojana.
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Rajiv Rinn Yojana : Unstarred Question in Loksabha

Rajiv Rinn Yojana

Whether the Government has provided interest subsidy under the Rajiv Rinn Yojana (RRY) to the intended beneficiaries during each of the last three years and the current year;

GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN POVERTY ALLEVIATION
LOK SABHA
UNSTARRED QUESTION NO: 617                    ANSWERED ON: 27.04.2016

Rajiv Rinn Yojana

BHARTRUHARI MAHTAB
SANJAY SHAMRAO DHOTRE

Will the Minister of HOUSING AND URBAN POVERTY ALLEVIATION be pleased to state: 

a. whether the Government has provided interest subsidy under the Rajiv Rinn Yojana (RRY) to the intended beneficiaries during each of the last three years and the current year;

b. if so, the details thereof, State/UT wise along with the number of beneficiaries who availed benefit of the scheme during the said period, State/UT wise;

c. whether certain shortcomings/irregularities have come to the notice of the Government in the implementation of the said scheme in the country; and

d. if so, the details thereof along with the remedial measures taken/being taken by the Government to eliminate these shortcomings/irregularities


ANSWER

THE MINISTER OF HOUSING & URBAN POVERTY ALLEVIATION
[SHRI M. VENKAIAH NAIDU]

(a) & (b): The Ministry of Housing and Urban Poverty Alleviation (MoHUPA), implemented Rajiv Rinn Yojana (RRY) for addressing the housing needs of EWS/LIG segments in urban areas by providing Interest Subvention Scheme RRY was effective from October 01, 2013 to April 16, 2015.
Under RRY, subsidy claims amounting to ?6.86 lakh have been disbursed to 229 beneficiaries through 4 Primary Lending Institutions (PLIs), the details of which are Annexed.

(c) & (d): There have been no irregularities observed in RRY. The Government has launched the Pradhan Mantri Awas Yojana (Urban) Mission w.e.f. 25.06.2015. Under the Credit Linked Subsidy Scheme (CLSS) component of the PMAY (Urban), the learning from earlier interest subvention schemes, have been incorporated.

Under this scheme, beneficiaries from Economically Weaker Section (EWS) and Low Income Group (LIG) can seek housing loans from Banks, Housing Finance Companies and other such institutions and would be eligible for an interest subsidy at the rate of 6.5% for a tenure of 15 years or during tenure of loan whichever is lower for a loan amount up to Rs.6 lakhs. The Net Present Value (NPV) of the interest subsidy will be calculated at a discount rate of 9%.

ANNEXURE

Sl. No. Name of the PLIs State Total Disbursement (Amount in Rs.)
No. of Beneficiaries
1 Rajasthan Marudhara Gramin Bank Rajasthan 609346 216
2 UCO Bank Uttarakhand 49945 3
3 Dena Bank Madhya Pradesh 4216 9
4 HUDCO Uttar Pradesh 22787 1
Total 686294 229

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Source : Loksabha

English Version
[http://164.100.47.190/loksabhaquestions/annex/8/AU617.pdf]

Hindi Version
[http://164.100.47.190/loksabhaquestions/qhindi/8/AU617.pdf]

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