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प्रधानमंत्री आवास योजना Prime Minister Awas Yojana (PMAY)
माननीय प्रधानमंत्री ने राष्ट्र की स्वतंत्रता के 75 वर्ष पूर्ण हो जाने पर वर्ष 2022 तक सभी के लिए आवास की परिकल्पना की है। इस उद्येश्य की प्राप्ति के लिए केन्द्र सरकार ने एंक व्यापक मिशन "2022 तक सबके लिए आवास" शुरू किया है। 25 जून 2015 को प्रधानमंत्री श्री नरेन्द्र मोदी ने इस बहुप्रतीक्षित योजना को प्रधानमंत्री आवास योजना के नाम से प्रारम्भ किया है।
Hon’ble Prime Minister envisioned housing for All by 2022 when the Nation completes 75 years of its Independence. In order to achieve this objective, Central Government has launched a comprehensive mission “Housing for All by 2022”. This much awaited scheme has been launched by the Prime Minister of India, Sh. Narendra Modi on 25th June, 2015 as Pradhan Mantri Awas Yojana.
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Credit Linked Subsidy Scheme : Unstarred Question in Loksabha

Credit Linked Subsidy Scheme

(a) the details of the Credit Linked Subsidy Scheme (CLSS) under the Pradhan Mantri Awas Yojana (PMAY); 
(b) whether the Government has any record regarding the financial assistance granted under the CLSS for the last two years; 
(c) if so, the details thereof, State-wise; 
(d) whether there is any proposal to enhance the financial assistance under the CLSS; and 
(e) if so, the details and the response of the Government thereto?

GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN POVERTY ALLEVIATION
LOK SABHA
UNSTARRED QUESTION NO:3631                          ANSWERED ON: 07.12.2016

Credit Linked Subsidy Scheme

ANTO ANTONY

Will the Minister of HOUSING AND URBAN POVERTY ALLEVIATION be pleased to state:

(a) the details of the Credit Linked Subsidy Scheme (CLSS) under the Pradhan Mantri Awas Yojana (PMAY); 


(b) whether the Government has any record regarding the financial assistance granted under the CLSS for the last two years; 

(c) if so, the details thereof, State-wise; 

(d) whether there is any proposal to enhance the financial assistance under the CLSS; and 

(e) if so, the details and the response of the Government thereto?


ANSWER
THE MINISTER OF STATE IN THE MINISTRY OF HOUSING & URBAN POVERTY ALLEVIATION    (RAO INDERJIT SINGH)

(a) to (c): Government has launched the Pradhan Mantri Awas Yojana - Housing for All (Urban) mission on 25.06.2015. Under Credit Linked Subsidy Scheme (CLSS), one of the components of the mission, the beneficiaries of Economic Weaker Section having household annual income upto Rs. 3.00 lakh and Lower Income Group having household annual income between Rs. 3.00 lakh and upto Rs. 6.00 lakh subject to their being otherwise eligible under the scheme, can avail of interest subsidy at the rate of 6.5% on the housing loans upto Rs. 6.00 lakh from Banks, Housing Finance Companies (HFCs) and other such institutions for a tenure of 15 years or actual tenure of loan whichever is earlier, for acquisition, construction and extension of house. The Net Present Value (NPV) of the interest subsidy will be calculated at a discount rate of 9%. 

The carpet area of houses being constructed or enhanced under this component of the mission should be upto 30 square meters and 60 square meters for EWS and LIG, respectively in order to avail of this credit linked subsidy. The beneficiary, at his/her discretion, can build a house of larger area, but interest subvention would be limited to first Rs. 6 lakh only.

The details of subsidy disbursed under CLSS, State-wise, are Annexed.

(d) & (e): No such proposal is under consideration.

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Credit+Linked+Subsidy+Scheme+Loksabha+Question

Source : Loksabha
http://164.100.47.190/loksabhaquestions/annex/10/AU3631.pdf

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