माननीय प्रधानमंत्री ने राष्ट्र की स्वतंत्रता के 75 वर्ष पूर्ण हो जाने पर वर्ष 2022 तक सभी के लिए आवास की परिकल्पना की है। इस उद्येश्य की प्राप्ति के लिए केन्द्र सरकार ने एंक व्यापक मिशन "2022 तक सबके लिए आवास" शुरू किया है। 25 जून 2015 को प्रधानमंत्री श्री नरेन्द्र मोदी ने इस बहुप्रतीक्षित योजना को प्रधानमंत्री आवास योजना के नाम से प्रारम्भ किया है।
Hon’ble Prime Minister envisioned housing for All by 2022 when the Nation completes 75 years of its Independence. In order to achieve this objective, Central Government has launched a comprehensive mission “Housing for All by 2022”. This much awaited scheme has been launched by the Prime Minister of India, Sh. Narendra Modi on 25th June, 2015 as Pradhan Mantri Awas Yojana.

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Wednesday, February 1, 2017

Cabinet approves Extension of tenure of loans under the CLSS of Pradhan Mantri Awas Yojana

Cabinet approves Extension of tenure of loans under the CLSS of Pradhan Mantri Awas Yojana

Introduction of a new CLSS for Middle Income Group
The Union Cabinet chaired by the Prime Minister Shri Narendra Modi has given ex-post facto approval to the proposals for
(i) Extension of tenure of loans under the Credit Linked Subsidy Scheme (CLSS) vertical of Pradhan MantriAwasYojana (Urban) Mission from 15 to 20 years (to be renamed as CLSS for EWS/LIG. It will be named as CLSS for economically weaker sections of society / Lower Income Group;
(ii) Introduction of a new Credit-Linked Subsidy Scheme for MIG” for targeting the MIG category;
(iii) Allowing the Primary Lending Institutions (PLIs) that have signed MoU with the Central Nodal Agencies (CNAs), under the CLSS vertical of PMAY(Urban) (now CLSS for EWS/LIG), the option to extend the mandate of their MoU to CLSS for MIG with appropriate changes as applicable;
(iv) For rationalizing/introducing the processing fees payable to the PLIs for the loans sanctioned under these schemes;
(v) Allocation of Rs. 1000 crore initially in the budget for 2017-18 at the BE stage for the proposed CLSS for MIG and
(vi) Issue of the operational guidelines for CLSS for MIG with approval of the Minister-in-charge.
Objectives

a. Increase the off-take in EWS and LIG segments under existing Pradhan MantriAwasYojana (Urban) – Housing for All Mission;
b. Outreach to the Middle Income Group (MIG);
c. Make procedures easy for the Primary Lending Institutions (PLIs);
d. Provide an incentive to PLIs for increased participation in the housing and urban development sector;
e. Make available funds through necessary funds through Budgetary provisions and
f. Clearly define the procedure /implementation of programmes.
The outreach of the schemes will ensure greater participation amongst the EWS, LIG and MIG segment of the society to provide Housing for All by 2022, thereby ensuring equity and inclusiveness.
The interest subsidy to be disbursed to the beneficiaries will be credited to their home loan accounts after the PLIs have satisfied the eligibility criteria through their due diligence processes.
The proposed interest subsidy scheme for the MIG is an innovative approach to address the needs of housing of this category.

Source; pmindia.gov.in

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