Enter your email address:


Subscribe for Latest Schemes of Government via e-mail Daily
Free ! Free ! Free!

Delivered by FeedBurner

माननीय प्रधानमंत्री ने राष्ट्र की स्वतंत्रता के 75 वर्ष पूर्ण हो जाने पर वर्ष 2022 तक सभी के लिए आवास की परिकल्पना की है। इस उद्येश्य की प्राप्ति के लिए केन्द्र सरकार ने एंक व्यापक मिशन "2022 तक सबके लिए आवास" शुरू किया है। 25 जून 2015 को प्रधानमंत्री श्री नरेन्द्र मोदी ने इस बहुप्रतीक्षित योजना को प्रधानमंत्री आवास योजना के नाम से प्रारम्भ किया है।
Hon’ble Prime Minister envisioned housing for All by 2022 when the Nation completes 75 years of its Independence. In order to achieve this objective, Central Government has launched a comprehensive mission “Housing for All by 2022”. This much awaited scheme has been launched by the Prime Minister of India, Sh. Narendra Modi on 25th June, 2015 as Pradhan Mantri Awas Yojana.

2018-12-21

Insurance Scheme for PMJDY Account Holders : Unstarred Question in Loksabha

Insurance Scheme for PMJDY Account Holders

(a) the total number of account holders under Pradhan Mantri Jan-Dhan Yojna (PMJDY) in the country at present;
(b) whether the Government proposes an insurance scheme for all PMJDY account holders and if so, the details thereof;
(c) the cost of premium that is likely to be borne by the Government for providing free insurance cover to PMJDY account holders; and
(d) the measures taken by the Government to avoid duplicacy in PMJDY accounts and to ensure that the insurance claim is given to genuine beneficiaries?

GOVERNMENT OF INDIA

MINISTRY OF FINANCE

LOK SABHA

UNSTARRED QUESTION NO: 1872                                                 ANSWERED ON: 21.12.2018

Insurance Scheme for PMJDY Account Holders

ASHOK SHANKARRAO CHAVAN

Will the Minister of FINANCE be pleased to state:-

(a) the total number of account holders under Pradhan Mantri Jan-Dhan Yojna (PMJDY) in the country at present;
(b) whether the Government proposes an insurance scheme for all PMJDY account holders and if so, the details thereof;
(c) the cost of premium that is likely to be borne by the Government for providing free insurance cover to PMJDY account holders; and
(d) the measures taken by the Government to avoid duplicacy in PMJDY accounts and to ensure that the insurance claim is given to genuine beneficiaries?

ANSWER

The Minister of State in the Ministry of Finance

(a) As informed by Public Sector Banks (PSBs) and major Private Sector Banks, as on 12.12.2018, a total of 33.55 crore accounts have been opened under Pradhan Mantri Jan-Dhan Yojna (PMJDY) in the country. 

(b) and (c) Life insurance cover of Rs. 30,000 is provided to eligible PMJDY accountholders who have opened their accounts for the first time between 15.8.2014 and 31.1.2015. The life insurance premium paid by the Government in the financial year 2016-17 was Rs. 10 crore. 

Further, all PMJDY account holders are issued a RuPay debit card inbuilt with accident insurance cover of Rs.1 lakh (Rs.2 lakh for PMJDY accounts opened after 28.08.2018). PMJDY-RuPay card holders who have done a successful financial or non-financial transaction at a merchant establishment or ATM or Micro ATM or e-commerce transactions in the preceding 90 days are eligible for this insurance in case of accidental death and / or permanent disability. RuPay card related accident insurance premium is paid by NPCI.

(d) Reserve Bank of India’s guidelines to banks regarding PMJDY accounts provide that holders of such accounts are not eligible for opening any other savings bank deposit account in that bank. Genuineness of insurance claims is checked by the insurance company concerned.

*****

Source: Loksabha

PDF/WORD (Hindi)                                                                                   PDF/WORD (English)

No comments:

Post a Comment

Click on the desired scheme to know the detailed information of the scheme
किसी भी योजना की विस्‍तृत जानकारी हेतु संबंध्‍ाित योजना पर क्लिक करें 
pm-awas-yojana pmay-gramin pmay-apply-online sukanya-samriddhi-yojana
digital-india parliamentray-question pmay-npv-subsidy-calculator success-story
faq mann-ki-bat pmjdy atal-pension-yojana
pm-fasal-bima-yojana pmkvy pmegp gold-monetization-scheme
startup-india standup-india mudra-yojana smart-cities-mission