बजट 2019: प्रधानमंत्री आवास योजना की सुस्‍त रफ्तार को मिलेगी तेजी?

मोदी सरकार के दूसरे कार्यकाल का पहला आम बजट 5 जुलाई को पेश होने वाला है. इस बजट को वित्‍त मंत्री निर्मला सीतारमण पेश करेंगी।

देश की वित्‍त मंत्री निर्मला सीतारमण आगामी 5 जुलाई को बजट पेश करने वाली हैं. इस बजट में प्रधानमंत्री नरेंद्र मोदी के ड्रीम प्रोजेक्‍ट ''आवास योजना''  में तेजी लाने के लिए जरूरी कदम उठाए जा सकते हैं. दरअसल, बीते कुछ महीनों से लगातार ऐसी रिपोर्ट आ रही हैं कि मोदी सरकार की प्रधानमंत्री आवास योजना (पीएमएवाई) की रफ्तार में सुस्‍ती आ गई है.

हालांकि सरकार के केंद्रीय आवासन और शहरी कार्य मंत्री हरदीप सिंह पुरी का दावा है कि 2 साल पहले ही लक्ष्‍य हासिल कर लिया जाएगा. बता दें कि पीएम मोदी ने कहा था कि 2022 में देश की स्वतंत्रता की 75वीं सालगिरह मनाने तक सबके लिए आवास योजना के तहत देश के सभी परिवारों के पास उनका अपना घर होगा.

सिर्फ 39 फीसदी घर बन सके?

बीते मार्च महीने में रियल स्टेट सेक्‍टर की समीक्षा करने वाली एनारॉक की एक रिपोर्ट ने योजना की रफ्तार पर सवाल खड़े कर दिए. इस रिपोर्ट के मुताबिक प्रधानमंत्री आवास योजना (पीएमएवाई) के तहत मंजूर सस्ते घरों में सिर्फ 39 फीसदी घर अब तक बन पाए. इस रिपोर्ट में कहा गया, "पीएमएवाई के तहत सस्ती आवासीय परियोजना की प्रगति की रफ्तार सुस्त है. आवासीय और शहरी मामलों के मंत्रालय के अनुसार, पीएमएवाई के तहत मंजूर 79 लाख घरों में से अब तक सिर्फ 39 फीसदी घरों का निर्माण पूरा हो चुका है."

रिपोर्ट के मुताबिक देश के 7 बड़े शहरों में नई आवासीय इकाइयों की आपूर्ति में पिछले पांच सालों में 64 फीसदी की कमी आई है. बता दें कि साल 2014 में 5.45 लाख आवासीय इकाइयां थीं. यह आंकड़ा 2018 में 1.95 लाख रह गई. रिपोर्ट में कहा गया कि घरों की बिक्री पिछले पांच साल में 28 फीसदी घट गई है. साल 2014 में जहां 3.43 लाख घरों की बिक्री हुई, वहीं पिछले साल 2.48 लाख घर बिके.

दो साल पहले मिल जाएगा लक्ष्‍य!  

केंद्रीय आवासन और शहरी कार्य मंत्री हरदीप सिंह पुरी ने बीते दिसंबर महीने में एक बयान दिया था. इस बयान में उन्‍होंने दावा किया था कि प्रधानमंत्री आवास योजना (पीएमएवाई) के तहत सबको आवास मुहैया करवाने का लक्ष्य 2022 की समय-सीमा से 2 साल पहले हासिल हो जाएगा. केंद्रीय मंत्री के मुताबिक राष्ट्रीय शहरी आवास निधि के तहत पीएमएवाई के लिए खासतौर से अतिरिक्त बजटीय संसाधन के रूप में 60,000 करोड़ रुपये प्रदान किए गए हैं.

क्‍या हैं मुश्किलें?

दरअसल, नोटबंदी के बाद से रियल एस्‍टेट सेक्‍टर बुरे दौर से गुजर रहा है. ऐसे में पजेशन में देरी और घरों की आपूर्ति बढ़ने जैसी कई चीजें हैं जो बाधा के रूप में सामने खड़ी हैं. सस्ते घरों की योजना को मिले इन्फ्रास्ट्रक्चर स्टेट्स जैसी चीजें भी नजरअंदाज नहीं की जा सकती है.

Source: Aaj tak india today

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Frequently Asked Questions for
“Pradhan Mantri KIsan SAmman Nidhi (PM-KISAN)”

Possible FAQs:

1. What is Pradhan Mantri KIsan SAmman Nidhi ?

The Government has launched a new Central Sector Scheme Pradhan Mantri KIsan SAmman Nidhi (PM-KISAN) to provide income support to all Small and Marginal landholding farmer families to supplement their financial needs for procuring various inputs related to agriculture and allied activities as well as domestic needs. Under the Scheme, the entire financial liability towards transfer of benefit to targeted beneficiaries will be borne by Government of India.

2. What are the benefits of the Scheme?

Under the scheme, Landholder Farmer families with total cultivable holding upto 2 hectares shall be provided a benefit of Rs.6000 per annum per family payable in three equal installments, every four months. The scheme takes effect from 01.12.2018. The first installment to eligible beneficiaries during this financial year 2018-19 shall be for the period from 01.12.2018 to 31.03.2019.

3. Who is eligible to get benefits under the Scheme?

All landholding farmer families having cultivable landholding upto 2 hectare, whose names appear in the land records of States/UT as on 01.02.2019, are eligible to get benefit under the scheme. However, out of these, the following are ineligible to get the benefits :

(a) All Institutional Land holders; and

(b) Farmer families in which one or more of its members belong to following categories:-

i. Former and present holders of constitutional posts

ii. Former and present Ministers/ State Ministers and former/present Members of Lok Sabha/ Rajya Sabha/ State Legislative Assemblies/ State Legislative Councils, former and present Mayors of Municipal Corporations, former and present Chairpersons of District Panchayats.

iii. All serving or retired officers and employees of Central/ State Government Ministries /Offices/Departments and its field units Central or State PSEs and Attached offices /Autonomous Institutions under Government as well as regular employees of the Local Bodies (Excluding Multi Tasking Staff / Class IV/Group D employees)

iv. All superannuated/retired pensioners whose monthly pension is Rs.10,000/-or more(Excluding Multi Tasking Staff / Class IV/Group D employees)

v. All Persons who paid Income Tax in last assessment year.

vi. Professionals like Doctors, Engineers, Lawyers, Chartered Accountants, and Architects registered with Professional bodies and carrying out profession by undertaking practices.

4. How many times the benefit will be given in a year?

The benefit will be provided in three equal installments of Rs. 2000/- each for every 4 months period into the bank account of all eligible beneficiaries. For 2018-19, the beneficiary shall be provided one installment w.e.f. 01.12.2018.

5. Whether an employee of the Central/State Government / PSU / Autonomous Organization, etc. is eligible to get the benefit under the scheme?

No. Serving or retired officer and employee of Central/ State Government Ministries /Offices/Departments and its field units Central or State PSEs and Attached offices /Autonomous Institutions under Government as well as regular employees of the Local Bodies are not eligible to get benefit under the scheme. However, serving or retired Multi Tasking Staff / Class IV/Group D employee is eligible to get benefit under the Scheme provided their families are otherwise eligible and not covered under other exclusion criteria.

6. Will any individual or farmer family owning more than 2 hectare of cultivable land get any benefit under the scheme?

No. Any individual or farmer family owning more than 2 hectare of cultivable land will not get any benefit under the scheme.

7. What will happen if the beneficiary gives incorrect declaration for the implementation of the Scheme?

In case of incorrect declaration, the beneficiary shall be liable for recovery of transferred financial benefit and other penal actions as per law.

8. What is the cutoff date for determination of eligibility of beneficiaries under the scheme?

The cut-off date for determination of eligibility of beneficiaries under the scheme shall be 01.02.2019 and no changes thereafter shall be considered for eligibility of benefit under the scheme for next 5 years except transfer of land on succession in case of death of landholder.

9. Whether the scheme benefits will be allowed in cases where transfer of ownership of cultivable land takes place on account of succession due to death of the landowner?

Yes. The Scheme benefits will be allowed in all such cases where transfer of ownership of cultivable land has taken place on account of succession due to death of the landowner.

10. Whether transfer of ownership occurred between 01.12.2018 and 31.01.2019 are eligible for consideration?

In cases where transfer of ownership of cultivable land has happened between 01.12.2018 and 31.01.2019 due to any reasons such as purchase, succession, will, gift, etc., the first installment during the financial year (2018-19) shall be of proportionate amount from date of transfer till 31.03.2019 with respect to the 4 months period, provided the families are otherwise eligible as per scheme guidelines.

11. Is an income tax payee farmer or his /her spouse eligible to get benefit under the scheme?

No. if any member of the family is income tax payee in last assessment year, then the family is not eligible for benefit under the scheme.

12. What is the definition of small and marginal landholder farmer family?

A Small and Marginal landholder farmer family is defined as “a family comprising of husband, wife and minor children who collectively own cultivable land upto 2 hectare as per land records of the concerned State/UT”. The existing land-ownership system will be used for identification of beneficiaries for calculation of payment. 

13. Does any person/farmer who is not having land holding in his name is eligible to get benefit under the Scheme?

No. Land holding is the sole criteria to avail financial benefit under Income Support Scheme.

14. How the beneficiaries under the Scheme will be identified and shortlisted for payment of intended benefit?

The prevailing land-ownership system / record of land in different States/Union Territories will be used to identify the intended beneficiaries for transfer of scheme benefits. Responsibility of identifying the landholder farmer family eligible for benefit under the scheme shall be of the State/UT Government.

15. What is the mandatory information required to be submitted on PM-KISAN portal for the transfer of benefits?

The States shall prepare database of eligible beneficiary landholder farmer families in the villages capturing the Name, Age, Gender, Category (SC/ST) , Aadhaar Number (in case Aadhaar Number has not been issued then Aadhaar Enrollment Number together with any other prescribed documents for purposes of the identification such as Driving Licence, Voters’ ID Card, NREGA Job Card, or any other identification documents issued by Central/State/UT Governments or their authorities, etc.), Bank Account Number, IFSC Code. Though mobile number is not mandatory but it is advised that when available it may be captured so that the information related to sanction/transfer of benefit can be communicated. In cases of beneficiaries in States of Assam, Meghalaya, J&K where Aadhaar number has not been issued to most of the citizens, Aadhaar number shall be collected  for those beneficiaries where it is available and for others alternate prescribed documents can be collected for identity verification purposes by the States/UT Governments.

16. How does a landholder farmers’ family know that his/her name is included in the list of beneficiaries?

The beneficiary lists would be displayed at Panchayats to ensure greater transparency and information. Further, States/UTs would notify the sanction of benefit to the beneficiary through system generated SMS.

17. What is the remedy available for eligible beneficiary if his/her name is not included in the list of beneficiaries?

All such farmer families whose names are not included in the list of beneficiaries can approach the District Level Grievance Redressal Monitoring Committee in their Districts for inclusion of their names in the beneficiary list.

18. In case of landholding of 2 hectare in different parcels owned by family members are spread across different revenue records in the same or different villages, whether they will be eligible for benefit on all such pockets of land or will his benefit be limited to Rs.6000/- per annum only?

The entire land held by such farmer family will be pooled together and the maximum benefit of Rs. 6000 per annum will only be provided.

19. If the holding of a family is up to 2 hectare and are in the names of different members of family, whether they are eligible for the benefits?

Yes. If within a landholding farmer family, cultivable land is in names of different family members, in such cases, the land will be pooled for determination of eligibility. The payment will be given to the person within the family having highest quantum of land. If the quantum of land owned by two or more individual family members is same, payment will be transferred in the name of eldest member among them in the farmer family.

20. If there are multiple landholding farmer families whose names are recorded on a single landholding of more than 2 hectare but individual land holding of each/few of the farmers is 2 hectare or less, whether each farmer family is eligible to get benefit of the scheme? If so, what is the quantum of minimum financial benefit that such families will get under the scheme?

Each of such farmer family would be eligible for the benefit under the scheme upto the extent of Rs. 6000/- provided they are otherwise eligible as per scheme guidelines.

21. Will be monetary benefit under the Scheme be directly credited into beneficiary accounts?

The income support benefit will also be directly credited into bank accounts of beneficiaries.

22. Whether it is compulsory for beneficiaries to give their bank account details?

Yes, the beneficiaries are required to provide their bank account details with Aadhaar number so as to credit the financial benefit under the scheme directly into their bank accounts. No benefit can be given if bank account details have not been provided.

23. Whether giving Aadhaar details are mandatory?

Yes, since this is a beneficiary oriented scheme, in terms of extant guidelines, the Aadhaar number of the beneficiary has to be mandatorily provided. In case Adhaar number is not available, then in such case the application has to provide the Aadhar enrolment number to avail of the benefit under the scheme. However, only for transfer of first installment relaxation has been given for transfer of benefit to beneficiaries on basis of alternate documents for identification. However subsequent installments will be transferred only where States/UTs where Aadhar number is not available. In cases of beneficiaries in States of Assam, Meghalaya, J&K where Aadhaar number has not been issued to most of the citizens, Aadhaar number shall be collected for those beneficiaries where it is available and for others alternate prescribed documents can be collected for identity verification purposes by the States/UT Governments.

24. Can States/UTs provide certified lists of beneficiaries on the PM KISAN Portal in phases or in batches as and when they are finalized?

Yes, States/UTs can provide list of eligible beneficiaries as and when they are finalized based on the eligibility criteria in batches/phrases. The benefits will be released on regular basis based on the approved list provided by the States/UTs.

Source ; pmkisan.gov.in
[ http://www.pmkisan.gov.in/Documents/FAQPMKISAN.PDF ]

1. There is no distinction between urban and rural cultivable land and under the scheme. Both are covered under the scheme, provided that land situated in urban areas is under actual cultivation.
2. Micro land holdings, which are not cultivable, are excluded from the benefit under the scheme.
3. State Government to decide about the mechanism / authority for validation if information / declaration furnished by the beneficiary.
4. The cut-off date for `minor` children becoming `major’ is 1.2.2019.
5. Agricultural land being used for non-agricultural purpose will not be covered for benefit under the scheme.

Source ; pmkisan.gov.in
[http://www.pmkisan.gov.in/Documents/ADDITIONAL%20FAQ%20IN%20RESPECTIVE%20OF%20THE%20PM2.pdf ]

FAQ - Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY)

What is Pradhan Mantri Jan Arogya Yojana(PM-JAY)?

Pradhan Mantri Jan Arogya Yojana(PM-JAY) is a pioneering initiative of Prime Minister Modi to ensure that poor and vulnerable population is provided health cover. This initiative is part of the Government’s vision to ensure that its citizens – especially the poor and vulnerable groups have universal access to good quality hospital services without anyone having to face financial hardship as a consequence of using health services.

What benefits are available under PM-JAY?

PM-JAY provides an insurance cover upto Rs 5 lakh per family, per year for secondary and tertiary hospitalization. All pre-existing conditions are covered from day 1 of implementation of PM-JAY in respective States/UTs.

What health services are available under PM-JAY?

The health services covered under the programme include hospitalization expenses, day care surgeries, follow-up care, pre and post hospitalization expense benefits and new born child/children services. The comprehensive list of services is available on the website.

Who is eligible to avail benefits under PM-JAY?

PM-JAY covers more than 10 crore poor and vulnerable families across the country, identified as deprived rural families and occupational categories of urban workers’ families as per the latest Socio-Economic Caste Census (SECC) data. A list of eligible families has been shared with the respective state government as well as ANMs/BMO/BDOs of relevant area. Only families whose name is on the list are entitled for the benefits of PM-JAY. Additionally, any family that has an active RSBY card as of 28 February 2018 is covered. There is no capping on family size and age of members, which will ensure that all family members specifically girl child and senior citizens will get coverage.

Where can beneficiaries avail of services under PM-JAY?

Services under the scheme can be availed at all public hospitals and empaneled private health care facilities. Empanelment of the hospitals under PM-JAY will be conducted through an online portal by the state government. Information about empaneled hospitals will be made available at through different means such as government website, mobile app. Beneficiaries can also call the helpline number at 14555. Regular updates will also be provided through ASHAs, ANM and other specific touch points This information will be activated shortly.

Will beneficiaries have to pay anything to get covered under this scheme?

No. All eligible beneficiaries can avail free services for secondary and tertiary hospital care for identified packages under PM-JAY at public hospitals and empaneled private hospitals. Beneficiaries will have cashless and paperless access to health services under PM-JAY.

What is the enrolment process? Is there any time period for enrolment?

PM-JAY is an entitlement based mission. There is no enrolment process. Families who are identified by the government on the basis of deprivation and occupational criteria using the SECC database both in rural and urban areas are entitled for PM-JAY.

How are the beneficiaries identified?

The beneficiaries are identified based on the deprivation categories (D1, D2, D3, D4, D5, and D7) identified under the SECC (Socio-Economic Caste Census) database for rural areas and 11 occupational criteria for urban areas. In addition, RSBY beneficiaries in states where RSBY is active are also included.

Can those families whose names are not on the list avail the benefits under PM-JAY?

In this phase, no additional new families can be added under PM-JAY. However, names of additional family members can be added for those families whose names are already on the SECC list.

Will a card be given to the beneficiary?

A dedicated PM-JAY family identification number will be allotted to eligible families. Additionally, an e-card will also be given to beneficiary at the time of hospitalization.

Source : PM-JAY portal.

[ https://www.pmjay.gov.in/ ]

PM’s opening remarks at fifth meeting of Governing Council of NITI Aayog

PM: NITI Aayog has key role to play in fulfilling the mantra of SabkaSaath, SabkaVikas, SabkaVishwas

PM: Goal to make India a 5 trillion dollar economy by 2024, is challenging, but achievable, with the concerted efforts of States

PM: Export sector vital for boosting income and employment; States should focus on export promotion

PM: Newly created Jal Shakti Ministry will help provide an integrated approach to water; States can also integrate various efforts towards water conservation and management

PM: We are now moving towards a governance system characterized by Performance, Transparency and Delivery.

The Prime Minister, Shri Narendra Modi today delivered the opening remarks at the fifth meeting of the Governing Council of NITI Aayog, in RashtrapatiBhawan Cultural Centre in New Delhi.

Welcoming the Governor of J&K, Chief Ministers, Lieutenant Governor of Andaman and Nicobar Islands, and other delegates, the Prime Minister reiterated that NITI Aayog has a key role to play in fulfilling the mantra of SabkaSaath, SabkaVikas, SabkaVishwas.

Recalling the recent General Elections as the world’s largest democratic exercise, the Prime Minister said that it is now time for everyone to work for the development of India. He spoke of a collective fight against poverty, unemployment, drought, flood, pollution, corruption and violence etc.

The Prime Minister said that everyone at this platform has a common goal of achieving a New India by 2022. He described Swachh Bharat Abhiyan and PM AwaasYojana as illustrations of what the Centre and the States can accomplish together.

The Prime Minister said that empowerment, and ease of living, have to be provided to each and every Indian. He said the goals that have been set for the 150th anniversary of Mahatma Gandhi, should be accomplished by October 2nd, and work should begin in earnest towards the goals for 2022, the 75th anniversary of independence.

The Prime Minister stressed that the focus should be on collective responsibility for achieving short term and long term goals.

Shri Narendra Modi said that the goal to make India a 5 trillion dollar economy by 2024, is challenging, but can surely be achieved. He said States should recognise their core competence, and work towards raising GDP targets right from the district level.

Noting that the export sector is an important element in the progress of developing countries, he said both the Centre and the States should work towards growth in exports, in order to raise per capita incomes. He said there is immense untapped export potential in several States, including the North Eastern States. He said a thrust on export promotion at the State level will provide a boost to both income and employment.

Describing water as an important element for life, the Prime Minister said that the poor bear the brunt of insufficient water conservation efforts. He said that the newly created Jal Shakti Ministry will help provide an integrated approach to water. He urged States to also integrate their efforts towards water conservation and management. He said management of available water resources is a vital imperative. He said that the aim is to provide piped water to every rural home by 2024. He said attention has to be given to water conservation, and raising the water table. He appreciated the efforts made by several States towards water conservation and management. He said rules and regulations, such as model building bye-laws, also need to be framed for water conservation and management. He added that district irrigation plans under the the PM KrishiSinchaiYojana should be implemented carefully.

The Prime Minister called for effective steps to tackle drought. He said that the spirit of per-drop, more-crop needs to be promoted.

Reiterating the Union Government’s commitment to double incomes of farmers by 2022, he said this requires focus on fisheries, animal husbandry, horticulture, fruits and vegetables. He said that the benefits of PM-KISAN – KisanSammanNidhi – and other farmer centric schemes should reach the intended beneficiaries well within time. Noting that there is need for structural reform in agriculture, the Prime Minister spoke of the need to boost corporate investment, strengthen logistics, and provide ample market support. He said the food processing sector should grow at a faster pace than foodgrain production.

Turning to aspirational districts, the Prime Minister said that the focus should be on good governance. He said improvement in governance has led to remarkable progress in several aspirational districts. Giving several examples, he said out-of-the-box ideas, and innovative service delivery efforts in some of these districts have also delivered outstanding results.

The Prime Minister said that many aspirational districts are affected by Naxal violence. He said the battle against Naxal violence is now in a decisive phase. He said violence will be dealt with firmly, even as development proceeds in a fast-paced and balanced manner.

On the health sector, the Prime Minister said that several targets have to kept in mind, to be achieved by 2022. He also mentioned the target of eliminating TB by 2025. The Prime Minister urged those States who have not implemented PMJAY under Ayushman Bharat, so far, to come onboard this scheme at the earliest. He said health and wellness should be the focal point of every decision.

The Prime Minister said that we are now moving towards a governance system characterized by Performance, Transparency and Delivery. He said proper implementation of schemes and decisions is vital. He called upon all members of the Governing Council of NITI Aayog to help create a government setup which works, and has the trust of the people.

Source: PMINDIA

PM addresses the SCO Summit in Bishkek

Pradhan Mantri Kisan Pension Yojana

Farmers will have to contribute Rs 100 per month under Pradhan Mantri Kisan Pension Yojana that seeks to provide minimum fixed monthly pension of Rs 3,000 on attainment of 60 years.