Aims and Key Features of PMAY-G

Aim, Objective & Key Features of Pradhan Mantri Awaas Yojana - Gramin

Aim and Objective
PMAY—G aims to provide a pucca house with basic amenities to all houseless households and households living in kutcha and dilapidated house in rural areas by 2022. To achieve the objective of “Housing for All” the target number of houses to be constructed by the year 2021—22, is 2.95 Crore. The immediate objective is to cover 1.00 Crore households in rural areas, that are houseless or living in kutcha / dilapidated house, in three years from 2016—17 to 2018—19 and enable construction of quality houses by the beneficiaries using local materials, designs and trained masons. For houses to become homes, adoption of a habitat approach through convergence is proposed. 

 Key Features of PMAY—G
  • (a) Providing assistance for construction of 1.00 crore houses in rural areas over the period of 3 years from 2016—17 to 2018—19.  
  • (b) The minimum unit (house) size enhanced from 20 sq.m (under IAY) to 25 sq.m including a dedicated area for hygienic cooking. 
  • (c) Enhancement of unit assistance from Rs. 70,000 to Rs. 1.20 lakh in plains and from Rs 75,000 to Rs.1.30 lakh in hilly states, difficult areas and IAP districts.
  • (d) The cost of unit (house) assistance is to be shared between Central and State Governments in the ratio 60:40 in plain areas and 90: 10 for North— Eastern and 3 Himalayan States (Jammu & Kashmir, Himachal Pradesh and Uttarakhand).
  • (e) Provision of assistance (Rs.12,000/—) for toilets through convergence with Swacch Bharat Mission —Gramin (SBM—G), MGNREGS or any other dedicated source of funding.
  • (f) Provision of 90/95 person days of un-skilled labour wage under MGNREGA for construction of house,over and above the unit assistance.
  • (g) Identification and selection of beneficiaries, based on the housing deficiency and other social deprivation parameters in SECC-2011 data, and verified by the Gram Sabhas.
  • (h) Setting up of National Technical Support Agency (NTSA) at national level to provide technical support in achieving the target set under the programme. The beneficiaries of PMAY-G, in addition to being provided financial assistance, shall also be offered technical assistance in the construction of the house.
  • (i) If the beneficiary so chooses, he/ she will be facilitated to avail loan of upto Rs.70,000/— from Financial Institutions.
  • (j) Special Projects to be sanctioned by the Ministry of Rural Development after the approval of the Empowered Committee.
  • (k) Convergence with other Government schemes for provision of basic amenities viz., toilet, drinking water, electricity, clean & efficient cooking fuel, treatment of social and liquid waste etc..
  • (1) All payments to the beneficiary to be made electronically to their Bank/Post office accounts that are linked to Adhaar with consent.
  • (m) Sensitization of the beneficiaries on PMAY-G.
  • (n) Focus on construction of quality houses by the beneficiaries using local materials, appropriate designs and trained masons.
  • (o) Adoption of saturation approach using Gram Panchayat, Block or District as unit, wherever possible.

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