All about Pradhan Mantri yojana and other government schemes in India.

2018-01-12

Pradhan Mantri Awas Yojana (Urban) : Unstarred Question in Loksabha

Unstarred Question in Loksabha regarding Pradhan Mantri Awas Yojana (Urban)

(a) the salient features of the Pradhan Mantri Awas Yojana (Urban)–Housing for All Scheme along with its present status; 
(b) the details of the funds allocated, sanctioned, and utilised under this scheme during the last three years and the current year across the country, State/UT-wise including Kerala and West Bengal; 
(c) the details of the target set and achievements made under this scheme so far along with the response received therefrom; 
(d) whether the Government is planning to include new Public-Private Partnership (PPP) policy under this scheme; and 
(e) if so, the details thereof?

See below for answer and official notification:

GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO: 2528                ANSWERED ON: 02.01.2018
Pradhan Mantri Awas Yojana (Urban)

Richard Hay
George Baker

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:
(a) the salient features of the Pradhan Mantri Awas Yojana (Urban)–Housing for All Scheme along with its present status; 
(b) the details of the funds allocated, sanctioned, and utilised under this scheme during the last three years and the current year across the country, State/UT-wise including Kerala and West Bengal; 
(c) the details of the target set and achievements made under this scheme so far along with the response received therefrom; 
(d) whether the Government is planning to include new Public-Private Partnership (PPP) policy under this scheme; and 
(e) if so, the details thereof?

ANSWER
MINISTER OF STATE(INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING & URBAN AFFAIRS 
[SHRI HARDEEP SINGH PURI]

(a) In pursuance of the Government’s target of facilitating housing to all by 2022, the Government is implementing Pradhan Mantri Awas Yojana (Urban) [PMAY (U)]. Salient features of the Scheme are at Annexure-I. 

(b) State/UT-wise, including the States of Kerala and West Bengal, details of central assistance sanctioned and released under PMAY(U) during each of the last three year and current year is at Annexure-II.

(c) As on date, central assistance of Rs. 49,561.60 Crore has so far been sanctioned for construction of 32,00,431 houses under PMAY (U). 

(d) & (e) There is no such policy proposal under consideration. The Ministry of Housing & Urban Affairs has, however, formulated ‘PPP Models for Affordable Housing’ to enable States and Union Territories (UTs) to facilitate private sector participation in order to meet the growing need of affordable housing in the country. 

Annexure-I referred to LSUQ No. 2528 due for 2.1.2018

1.0 Background of the Mission
In pursuance of Government’s vision of facilitating housing to all by 2022, the Hon’ble Prime Minister of India launched Pradhan Mantri Awas Yojana (Urban) [PMAY(U)] Mission on 25 June 2015. PMAY (U) addresses urban housing shortage among the Weaker section (EWS) and Low Income Group (LIG) category including the Slum Dwellers by ensuring a pucca house to all eligible urban poor by the year 2022. The Mission comprises following four components:
a) “In-situ” Slum Redevelopment (ISSR):

i. Slum redevelopment grant of Rs. 1 lakh per house is admissible for all houses built for eligible slum dwellers using land as resource with participation of private developers. 
ii. After Redevelopment, de-notification of slums has to be done by State/UT Government. 
b) Credit Linked Subsidy Scheme (CLSS): 

i. Beneficiaries of EWS and LIG having annual household income of less than 3 lakh and 3-6 lakh respectively seeking housing loans from Banks, Housing Finance Companies and other such institutions are eligible for an interest subsidy of 6.5 % on loan amount upto Rs. 6 lakh. 
ii. CLSS for Middle Income Group (MIG) has also been launched to cover aspirational middle class having annual household income of Rs. 6-12 lakh (MIG-I) and Rs. 12-18 lakh (MIG-II) seeking housing loans from Banks, Housing Finance Companies and other such institutions are eligible for interest subsidy of 4% and 3% on loan amounts of Rs 9 Lakh & 12 Lakh respectively.
c) Affordable Housing in Partnership with public or private sector (AHP): 

Central assistance of Rs. 1.5 Lakh per EWS house is provided by Government of India in projects where at least 35% of the houses in the projects are for EWS category 

d) Beneficiary-led individual house construction/enhancements (BLC): 
Central assistance of Rs. 1.5 lakh is available to individual eligible EWS families for new construction/enhancement. 

2.0 Salient Features

a) Beneficiary 
o Family comprising husband, wife and unmarried children or;
o Adult earning member irrespective of marital status

b) Flexibility to States: 
o Housing shortage to be decided based on demand assessment by States
o Appraisal & Approval of projects at State level

c) Ownership of houses: 
o House to be in the name of adult female member of the family or in joint name 
o Preference to persons with disabilities, ST/ SC/OBC, Minorities, Transgender, senior citizens, women with overriding priority to widows and other weaker & vulnerable sections of the society
o All dwelling units to have toilet facility & provision for safe drinking water and power supply 
d) Technology Submission
o Adoption of modern, innovative and green construction technologies and building materials for faster and quality construction of houses which are disaster resistant and environment friendly. 16 new emerging construction technologies have been identified for adoption in PMAY(U). 

Source : Loksabha
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