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2019-06-27

Credit Linked Subsidy Scheme : Unstarred Question in Loksabha

Credit Linked Subsidy Scheme

(a) the income groups that have been covered under the Credit Linked Subsidy Scheme (CLSS) of Pradhan Mantri Awas Yojana;
(b) the number of people who have availed the subsidy under the scheme, State/UT/income group category-wise during each of the last three years and the current year;
(c) whether it is true that awareness about the said scheme is extremely low especially among the lower and middle income group and if so, the corrective steps taken by the Government to address the issue;
(d) whether the scheme has achieved the objective for which it was set up and if so, the details thereof;
(e) whether the Government has evaluated the performance of scheme since its inception and if so, the details and the outcome thereof; and
(f) whether there is any proposal to enhance the financial assistance under the scheme and if so, the details and the response of the Government thereto?

To know the answer of above questions reg. Credit Linked Subsidy Scheme please see below the full text of Loksabha Unstarred Question No. 981.

GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO: 981
ANSWERED ON: 27.06.2019
Credit Linked Subsidy Scheme
Subhash Ramrao Bhamre
Heena Vijaykumar Gavit
Amol Ramsing Kolhe
Kuldeep Rai Sharma
Supriya Sadanand Sule
Sunil Dattatray Tatkare

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:-

(a) the income groups that have been covered under the Credit Linked Subsidy Scheme (CLSS) of Pradhan Mantri Awas Yojana;
(b) the number of people who have availed the subsidy under the scheme, State/UT/income group category-wise during each of the last three years and the current year;
(c) whether it is true that awareness about the said scheme is extremely low especially among the lower and middle income group and if so, the corrective steps taken by the Government to address the issue;
(d) whether the scheme has achieved the objective for which it was set up and if so, the details thereof;
(e) whether the Government has evaluated the performance of scheme since its inception and if so, the details and the outcome thereof; and
(f) whether there is any proposal to enhance the financial assistance under the scheme and if so, the details and the response of the Government thereto?

ANSWER

THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING AND URBAN AFFAIRS

(SHRI HARDEEP SINGH PURI)

(a) Credit Linked Subsidy Scheme (CLSS) component of Pradhan Mantri Awas Yojana (Urban) {PMAY[U]} covers Economically Weaker Section (EWS) having household annual income upto
Rs. 3,00,000/- and Lower Income Group (LIG) having household annual income between Rs.3,00,001/- to Rs.6,00,000/-. The Scheme also covers two income segments in the Middle Income Group viz. annual household income between Rs.6,00,001 to Rs.12,00,000 as MIG-I and annual household income between Rs.12,00,001 to Rs.18,00,000 as MIG-II. 

(b) State/UT/income group category-wise information for the last three years and current year is enclosed as Annexure.

(c) In order to spread awareness, meetings and workshops are regularly held at City, State and Regional levels to explain the salient features of the PMAY (U) Mission including CLSS component. The Project Management Unit set up under the Mission and senior officers visit States/UTs to interact with the various stakeholders. To publicize the Credit Linked Subsidy Scheme (CLSS) component of the mission, radio spots have been broadcasted in twelve languages, including Hindi. Also, Social media and the medium of street plays have been used effectively to engage with the stakeholders. Further, workshops are regularly being held by the National Housing Bank (NHB) and Housing & Urban Development Corporation Ltd. (HUDCO), the two Central Nodal Agencies (CNAs) identified for operationalizing CLSS, to spread awareness among Banks, Housing Finance Companies (HFCs) and other Primary Lending Institutions (PLIs) on CLSS. The progress of the scheme is reviewed in the State Level Banker’s Committee (SLBC) meetings. States and UTs hold awareness camps and workshops to ensure greater awareness of Credit Linked Subsidy Scheme. 

(d) Yes, Sir. The annexed statement regarding progress may be referred.

(e) No, Sir. Till now, no evaluation has been done for the scheme.

(f) No, Sir. At present, no such proposal is under consideration of the Government.

******
Source: Loksabha

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